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Insurance Requirements

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(Updated Aug. 1, 2023)

This page offers basic information on managing insurance requirements for transactions between the university and suppliers. It serves as a resource for understanding the insurance coverage necessary for certain engagements.

Prior to commencing any work, it is mandatory for the supplier's insurance certificate to be on file in the Procurement and Contracting Services Department.

  • A certificate of insurance serves as evidence of insurance coverage and is issued by insurance carriers.
    • Failure to provide the insurance certificatee will lead to significant delays in processing purchase orders.

Requirements

The specific service or contract determines the required coverage types and limits, which may vary.

The following guidelines provide a basic framework, but please note that they are subject to change depending on the specific transaction:

 

Commercial and General Liability

 

  • Standard coverage limits:
    • $2 million aggregate
    • $1 million for each occurrence
    • $2 million Products and Completed Operations
  • Required endorsement:
    • "The Regents of the University of California are named as additional insured"
Professional Liability

 

  • Standard coverage limits:
    • $2 million aggregate
    • $2 million for each occurrence
Business Automobile Liability

 

  • Standard coverage limits:
    • $1 million each combined single limit
  • Required endorsement:
    • "The Regents of the University of California are named as additional insured"
Worker's Compensation

 

  • Coverage as required by law. If a supplier has one or more employees, the supplier is required to provide proof of Worker's Compensation Insurance.
    • If the supplier does not have employees, they can complete a Waiver Form.